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  1. Lenders can have $25 as non-sufficient funds fee only once
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  3. The website must have clear and concise privacy and security statements
  4. A proof of regular income
  5. Direct account deposit, transferring manually or through checks are not involved

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When looking for a vender, investigate whether or not they really are a direct lender or an indirect lender. Direct lenders are loaning you their own capitol, whereas an indirect lender is serving as a middleman. The services are probably every bit as good, but an indirect lender has to obtain their cut too. Which means you pay a higher interest. : Read more about

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